English (United Kingdom)

Technical Track

This is a breakdown of the Technical Track in banking IT, from junior to executive level, covering various functional specializations such as infrastructure, application development, cybersecurity, data and analytics, and IT governance.

1. IT Infrastructure & Operations

a. Junior System/Network Administrator

  • Monitors servers, networks, and hardware.

  • Handles basic troubleshooting tasks.

b. System Engineer / Network Engineer

  • Manages operating systems (Linux, Windows Server), LAN/WAN network configuration, VPN, and firewalls.

c. Senior Infrastructure Engineer / Cloud Engineer

  • Designs hybrid or cloud-native infrastructure (AWS, Azure, GCP).

  • Focuses on system availability, backup, and disaster recovery.

d. IT Operations Architect / Infrastructure Architect

  • Designs and implements IT architecture.

  • Oversees scalability and security of IT services.

e. Chief Infrastructure / Cloud Technology Officer (CICTO)

  • Executive responsible for infrastructure and cloud technologies.

  • Leads data center modernization and hybrid cloud strategy for the bank.

2. Application Development

a. Junior Programmer / Frontend or Backend Developer

  • Develops web, mobile, or desktop applications.

  • Uses programming languages such as Java, C#, PHP, or Python.

b. Full Stack Developer / Middleware Developer

  • Builds and integrates both front-end and back-end systems.

  • Works with APIs, security, and performance optimization.

c. Senior Developer / Technical Lead

  • Defines code structure, tools, and development approach (e.g., Microservices, CI/CD).

d. Solution Architect / Software Architect

  • Determines application architecture and technology stack for digital banking (e.g., core banking, omnichannel, payment switch).

e. Chief Software Architect / Head of Engineering

  • Sets the technology strategy for the bank’s software development initiatives.

3. IT Security & Cybersecurity

a. IT Security Analyst / SOC Analyst

  • Monitors security logs, SIEM systems, and investigates incidents.

b. Cybersecurity Specialist / Threat Analyst

  • Conducts vulnerability assessments, penetration testing, and defines security policies.

c. Information Security Architect / Cloud Security Specialist

  • Designs and implements security frameworks and policies (ISO 27001, NIST, POJK).

d. Head of Cybersecurity / Security Operations

  • Leads the SOC and IT security teams, managing detection and mitigation strategies.

e. Chief Information Security Officer (CISO)

  • Executive responsible for all aspects of digital security and regulatory compliance.

4. Data & Business Intelligence (BI)

a. Junior Data Analyst

  • Prepares operational reports and supports basic business data needs.

b. Data Engineer / BI Developer

  • Designs data pipelines, ETL processes, and integrates data warehouses.

c. Data Scientist / ML Engineer

  • Builds predictive models for scoring, fraud detection, and risk analysis.

d. Head of Data Analytics / Chief Data Scientist

  • Leads data strategy, governance, and data monetization projects.

e. Chief Data Officer (CDO)

  • Oversees the bank’s entire data strategy, including cross-unit integration and data governance compliance (e.g., SEOJK 24/2023 – Digital Maturity in Banking).

5. IT Governance, Audit, & Risk (Non-Managerial Specialist Track)

a. IT Compliance / GRC Analyst

  • Manages internal IT audits, risk mapping, and alignment with OJK regulations.

b. IT Risk Specialist

  • Identifies, analyzes, and mitigates technology-related risks.

c. IT Auditor (Internal / External)

  • Conducts system, control, and IT governance audits.

d. Senior GRC Specialist / IT Regulatory Advisor

  • Focuses on regulatory planning and compliance (POJK, SEOJK, ISO).

e. Regulatory Technology Advisor (Executive Advisor Level)

  • Senior internal advisor ensuring the bank complies with all industry technology and regulatory requirements (OJK, BI, ISO, DSN-MUI, etc.).

Visual Career Map (Technical Track)

Level 1: Junior / Entry Level
 └── IT Support / Junior Developer / Junior System Admin / Data Analyst

Level 2: Middle / Associate
 └── Developer / System Engineer / Data Engineer / Security Analyst

Level 3: Senior Specialist
 └── Tech Lead / Infrastructure Engineer / Cybersecurity Specialist / BI Analyst

Level 4: Architect / Lead Expert
 └── Software Architect / Security Architect / Data Scientist / Risk Lead

Level 5: Executive Specialist
 └── CISO / CTO (Infrastructure) / CDO / Chief Software Architect